===Figure Technology Solutions (FIGR) reported earnings on Thur 13 Aug 2026 (b/o)

 

Figure Technology Solutions Q2 2026 non-GAAP EPS $0.35 (+150% YoY) and revenue $225.6M (+102% YoY) beat estimates as Connect mix boosts margins

• Investor Takeaway: Strong volume and revenue beat with expanding margins as capital-light Connect scales rapidly.
• Biggest Positive: Figure Connect now 65% of volume, driving 55% adjusted EBITDA margin and capital efficiency.
• Biggest Risk: Take rate at 3.6% pressured by faster-than-expected mix shift and rate volatility.
• Key Results: $4.3B CLM volume (+132% YoY, 4% above guidance top), $218M adjusted net revenue (+95%).
• Profitability: Net income $87M (+190% YoY); adjusted EBITDA $119M (+126%), 55% margin despite 1.7-point Democratized Prime drag.
• Guidance: Q3 CLM volume $4.8–5.2B (midpoint $5B); management "feels very strongly confident" based on July seasonality.
• Growth Drivers: HELOC-led demand, new SMB/home improvement verticals, 489 partners (+102 QoQ), Democratized Prime third-party assets $170M.
• Problem Areas: Take rate expected to stay near low end of 3.5–4% range; interest-rate moves hurt gain-on-sale.
• Balance Sheet & Capital: $1.44B cash; $600M 8.5% senior notes fund Kiavi deal and broaden funding access.

Earnings this week : Aug 10 - 14, 26 (wk 33)

 

Monday (Aug 10)

• Morning: ACH AIOT AIRS AXSM B BBGI BBRK-B BTDR CAMT CECO CEVA CMCL CNDT CRC DOLE EEMBJ EMBJ FERG FSTR GCMG HRTX INSW INTT JRSH KEEL KSPI LIF LINC MITT MNDY MPAA MPT NABL NESR NIU NYAX OPAL PERI POWW QTRX RDNT SBET SDRL SGRY SNDA SOHU TH TLS TNXP VERU VFF
• Afternoon: AAON ACHR ACM ACVA ALC ALCO ALMR ALTI AMTM APEI AREN ARQ ASTS AVD BBIO BCSF BKD BKKT BNGO BODI BW BWMN CATX CBLL CCAP CHMI CNNE CODI DH DJT DMAC DPRO DSP ENTA EROK EVC EXOD FF FLNT GAIA GCTS GENK GETY GPRO GUTS HFFG HIMS HLIO HNRG HPK HQI HROW IAUX IHRT IMDX INR JBS JRVR KBDC MG MLAB MVST NGS NHI NIQ NUS OPFI PAL PANL PFLT PIII PLBY PLUG PNNT PPHC PRPL QMCO QUBT RDVT RKLB RPAY RPD RUM SCM SHIM SMC SPG SRFM SUPV SVM TCMD TELA TISI TTEC UPWK URG USAR VREX WBTN

Tuesday (August 11)

• Morning: ARMK CAH CDNL NVRI ETOR JBI LEGN MIDD ONON SE SFD TME VG
• Afternoon: ABSI AGRO AII AQST ATEX ATRO BGS BORR BRCB CAVA CINT CRWV DDI DNN EROC EVLV FAC FLY FNV FTW HRB HYLN IFS IMOS ITRG LAND LIF LITE MLYS MOBI NCMI NN NRGV QNT QUIK RDNW SMCI TSHA UAMY VELO VINP

Wednesday (August 12) 

• Morning: AMCR BETA EAT FRVO GLBE KTB KRNT LQDA MSGE MRX EYE NBIS PFGC WYFI
• Afternoon: ALLO ANDG AOSL AVEX AVIR AZ BTGO CAE CBRS CEPL COHR CSCO CURI DERM DFDV EARN ENS ENVX EPSN EQPT FOSL FWDI GO HDRN HLIT INFQ ITG JACK KE KURA LFTO LMRI LPA MPTI MXCT NNE NOA OMER OPRX PAAS PARK PLGO REZI RRGB SCOR SECZ SID SKYH SKYX SPCE SPIR SSMR STAA STN STUB SUZ TBBB VOR WATT WHK

Thursday (August 13)

• Morning: ABEO AEBI AIRO AIT ALH ARCO ARX ASND AVAH BIRK BKTI BLSH BLTE BN BSP BTBT CLBT CRMD DDS ECC EIC ELMT ESEA EVO EVT FIGR FRMI GDS GLNG GMRS GWRS IDR ISSC JD LAC LGN LUNR LWAY MH MLCO MSC MSGS MWH NFGC NOMD ONDS POET PRQR PSFE PSUS SBC SNFCA SSYS TPR TSAT VALN WWW XE XNET YETI YSWY
• Afternoon: ACOG AEYE AIRJ AMAT AMPG API BAP BOF BZAI CAPR CBUS CELC CNVS CV DEFT DLO DMRC ENHA ETON FIRY FOCL FTLF GEMI GLAS GLOB GNSS GRSD HAWK HIT HTFL ICCC IDN INV JCAP KLC KULR MOB MRLN NKTR NMAX NPWR NU NXB PED PEW PMN QSI REKR ROC SLNH SPRY SSTI STNE SWMR TMC TSSI VERI VUZI WYY YSS

Friday (August 14)

• Morning: ACXP AMSS BKYI BRUN CSPI DGXX DTST EDBL LFWD LNZA LTRN MLSS OBAI OTLK PAVM PWCM QNRX RIME RLX RMIX SIND SLE STRR TMS USAS VNRX
• Afternoon: None

Figure Technology Solutions (FIGR) reported Q3 earnings on Thur 13 Nov 25 (a/h)

Strong Q3 2025 earnings beat, with net income tripling year-over-year, fueled the 21.62% intraday gain

 

Figure Technology Solutions released its Q3 2025 results after market close on November 13, revealing earnings per share of $0.34, surpassing analyst estimates, alongside revenue of $156.37 million driven by robust growth in its tokenized consumer loan marketplace. Net income soared nearly 227% to approximately $90 million, while adjusted EBITDA climbed 75% to $86 million, highlighting the success of its blockchain-based lending platform amid expanding partnerships and marketplace volumes. The earnings call on November 14 at market open amplified positive forward guidance on SMB lending and tokenization initiatives, prompting investor enthusiasm and high trading volume that propelled the sharp price advance during regular hours.

Earnings this week : Nov 10 - 14, 25 (wk 46)

Monday (Nov 10)

• Morning: B BTDR CAMT CEVA DOLE NVRI ETOR EVGO GBTG GSL HHH CART BEKE MNDY PGY RDNT ROIV STWD SGRY TSEM THS TSN VG
• Afternoon:  ASTS BBAI CNNE CRWV GETY GDOT JAMF OXY PSKY RPAY RGTI SARO TTGT WULF TDW

Tuesday (Nov 11)

• Morning: SE SFL SONY
• Afternoon: DOX CAE IMOS OKLO LIF

Wednesday (Nov 12)

• Morning: ARCO CRCL CRMD GFS HBM HUYA LEGN LOAR MFC MH ONON RSKD TME TDG
• Afternoon: CLBT CSCO DGII DLO FLY FLUT HTFL IBTA KLC PAAS RUM TTEK WBTN

Thursday (Nov 13)

• Morning: ARX BILI CSIQ EPC GAMB JD HZO NIQ PSFE SBH SPB SSYS DIS
• Afternoon: AMAT BZH FIGR GLOB JBS NMAX SOBO STRZ

Friday (Nov 14) 

• Morning: SRRK RR
• Afternoon: AIRI BEEM BENF BNTC BNZI CNVS CSAN DFLI ELDN ENTX ENVB FEMY FGI FSI HCWB IDAI IKT JTAI MDV MFG MIGI MUFG POAI PROP QUBT RPTX SIDU SMFG TIVC TOMZ VENU VRCA XBP